Virtual CTO Services

Berlin-based technology leader with 31+ years of IT experience, specializing in digital transformation, team empowerment, and financial technology innovation

Services

Comprehensive technology leadership and expertise to drive your business forward

Digital Transformation
End-to-end digital transformation for financial institutions with proven experience across multiple countries
IT Strategy & Architecture
Comprehensive IT strategy development and solution architecture for complex organizations
Infrastructure Modernization
Cloud migration, containerization, and infrastructure optimization with Docker and Kubernetes
Information Security
ISO 27001 implementation, security architecture, and compliance frameworks for regulated industries
Team Leadership
Building and empowering high-performing cross-cultural and remote technical teams
FinTech Innovation
Mobile banking, digital wallets, and payment systems integration with core banking platforms
API & Integration
API strategy, development, and integration of complex systems using REST, GraphQL, and ESB
AI & Chatbot Implementation
Implementation of AI solutions and chatbots for enhanced customer experience and operational efficiency

Areas of Expertise

With extensive experience across multiple domains, I bring comprehensive technical leadership to your projects

Digital Transformation

Banking systems integration, core banking migration, and IT infrastructure scaling

Banking SystemsCore MigrationAPI DevelopmentCloud Migration
IT Leadership

IT strategy, governance, budgeting, and vendor management across multiple countries

IT StrategyCost OptimizationVendor ManagementProject Management
Team Building

Building high-performing cross-cultural and remote technical teams with a no-blame culture

Cross-Cultural TeamsRemote ManagementNo-Blame CultureTalent Development
Information Security

ISO 27001 implementation, IT audit (CISA), and security architecture

ISO 27001CISARisk ManagementCompliance
Technology Stack

Software development, infrastructure, and cloud architecture

PythonGoDockerKubernetesAzureAWS
Financial Technology

Core banking systems, digital wallets, payment systems, and mobile banking

Core BankingDigital WalletsPayment SystemsMobile Banking

International Experience

Over three decades of global technology leadership across multiple countries and industries

Interim CTO
Zurich, Switzerland (Remote)

Design and implementation of IT Strategy, Solution Architecture, Cloud Infrastructure, and Information Security. Selection of Core Systems, Product Design, and Vendor Management.

Group CTO
Dubai, UAE (Hybrid)

Multi-dimensional technology transformation of a group with 25 financial institutions across MENA, India, and US regions. Leadership, Cloud Infrastructure, Information Security, Core Systems, and Solution Architecture.

Head of Technology
Berlin, Germany

Digital transformation of a global network with 7k staff. Implemented agile development, scaled with remote staff, and built public API portal with core-banking sandbox.

Executive IT Director
Baku, Azerbaijan

Managed Operations, R&D, Business Analysis, and Information Security. Performed digital transformation, optimized IT budget by 3.5 times, and implemented ISO 27001.

Chief Operating Officer
Lviv, Ukraine

Managed Settlements, Project Office, IT, and Facility Management. Migrated legacy core banking system in 6 months and integrated multiple systems with tailored front-end.

Additional experience in Georgia, Liberia, Nigeria, Rwanda, Tanzania, Madagascar, Zambia, and Afghanistan

Building High-Performing Teams

Expertise in hiring, developing, and leading technical teams that deliver exceptional results

Cross-Cultural Team Leadership
Experience building and leading teams across Europe, Middle East, Africa, and Asia
No-Blame Culture Development
Creating environments where teams are empowered to take ownership and learn from challenges
Remote Team Management
Proven strategies for effective hybrid and remote team collaboration and performance
IT Organization Transformation
22+ years experience transforming and scaling IT organizations for optimal performance

My Team Building Approach

1

Cultural Adaptation

Adapt leadership and team structures to local cultural contexts while maintaining global standards

2

Empowerment Focus

Promote a no-blame culture where individuals are empowered to take ownership of their tasks

3

Hybrid Collaboration

Implement effective tools and processes for seamless collaboration in hybrid and remote environments

4

Continuous Development

Foster continuous learning and professional growth through mentorship and targeted skill development

AI Services & Chatbots

Custom AI solutions and chatbots to enhance customer experience and streamline operations

AI & Chatbot Solutions

Implement intelligent AI solutions and chatbots to enhance customer experience and streamline operations in financial services.

Rasa Chatbot Implementation

Custom chatbot solutions using Rasa for financial services and customer support

NLP Integration

Natural Language Processing solutions for improved customer interactions

AI-Powered Banking

AI solutions for fraud detection, customer service, and process automation in banking

Data Analytics & Business Intelligence

Transform financial and operational data into actionable insights with advanced analytics and BI solutions.

Financial Analytics

Custom analytics solutions using Metabase, Qlik, and Google BigQuery

Real-time Dashboards

Interactive dashboards for monitoring key performance indicators

Data Integration

Seamless integration of data from multiple sources for comprehensive analysis

Technology Stack

Proficient in a wide range of modern technologies and frameworks

Python
Go
Docker
Kubernetes
Azure
AWS
Odoo
n8n
PostgreSQL
MongoDB
REST API
GraphQL

Certifications & Education

Professional qualifications and continuous learning

Certified Information Systems Auditor (CISA)

ISACA

2015

Leadership Development Program for Senior Management

MCE, Berlin, Germany

2021

Finance Management, Master

Kyiv, Ukraine

2008

Computer Science, Specialist

Kyiv, Ukraine

1996

Languages

English

Fluent

Ukrainian

Fluent

Russian

Fluent

German

Intermediate

Get in Touch

Ready to elevate your technology strategy? Let's discuss how I can help your business succeed.

Contact Information

Location

Berlin, Germany

Available for remote and international projects

Schedule a Call

Book a free 30-minute consultation to discuss your technology needs.